Which plan is known for high-deductible options among Medigap plans?

• A. Plan A
• B. Plan F
• C. Plan G
• D. Plan N

Answer: (C)

Plan F is the Medigap plan that is most notably associated with a high-deductible option. This high-deductible Plan F combines the benefits of the standard Plan F, which is one of the most comprehensive plans available, with a high deductible that must be met before the plan begins to pay its share.

This structure can be attractive to beneficiaries who prefer lower monthly premiums in exchange for a higher out-of-pocket cost when care is needed. It allows for significant savings on premiums while still providing extensive coverage once the deductible is met, making it a valuable option for those who anticipate fewer healthcare expenses.

While Plan G and Plan N are also popular Medigap options, only Plan F has a designated high-deductible plan variant. Plan A offers fewer benefits and doesn't include the high-deductible option, which further differentiates Plan F as the notable choice when considering high-deductible plans among Medigap options.